Savings Accounts
Savings accounts that are made for you. Whatever your goals are, we have a savings account to fit your needs.
Regular Savings
Whether you are looking to tuck a little money away each paycheck or simply need a safe place for your money to grow, our Regular Savings account is perfect. Enjoy unlimited deposits, earn interest on your savings, and the ability to withdraw anytime.
- $100 minimum deposit to open an account
- $2 monthly service charge waived with a $300 minimum daily balance
- Three (3) withdrawals per month free; $2 for each additional transfer
- Withdrawals and inquiries at a non-GNBank ATM are subject to foreign ATM fees
- Quarterly statements*
*See Truth In Savings disclosure for more information
Minor Savings
It’s important to teach children to save at an early age, and our Minor Savings provides just the right account! Individuals under 21 enjoy a waived monthly service fee and no required minimum balance.
- $20 minimum deposit to open an account
- Three (3) withdrawals per month free; $2 for each additional withdrawal
- No monthly service charge and no minimum balance required
- Quarterly statements*
*Accounts with electronic (ACH) activity or phone transfers require monthly statement
Christmas Club Savings
Our Christmas Club Savings account provides a way to put more savings into your holiday stockings!
We help make saving easy; set up an automatic transfer from your deposit each month, or deposit extra cash through the year. Then, in November, you will receive a check in the mail and be ready to start your holiday shopping!
- $25 minimum deposit to open an account
- Deposit up to $5000 before November 1st of each year
- Early withdrawal before November 1st forfeits all interest, and the account will be closed
- No monthly service charge and no minimum balance required
- Annual Statement*
*Accounts with electronic (ACH) activity or phone transfers will receive a monthly statement
Individual Retirement Account (IRA)
We all look forward to retirement and our IRAs will help you get there. We offer Traditional and Roth IRAs.
Our IRAs function like a savings account…no need to continually deal with the hassle of paperwork when you open and close IRA certificates of deposit. Make your investment and get on with your busy life!
- $100 minimum deposit to open an account
- One Free IRA Transfer/Rollover per year, then $30 per transfer
*$100 minimum balance required
Health Savings Account (HSA)
Are you looking for a way to save money for individual and family medical expenses? An HSA lets you take control of your healthcare dollars. Your insurance agent can help you determine if you have a qualifying High Deductible Health Care Plan (HDHP).
An HSA is a tax-exempt checking account established specifically for the purpose of paying current and future qualified medical expenses.
- $100 minimum deposit to open an account
- No minimum balance required
- Free electronic or paper statement
Time Deposits (also known as CDs)
One type of savings account is known as a Time Deposit. We offer a range of Time Deposit options - also known as a Certificate of Deposit (CD) - to help meet your savings goals.
You can reach your savings goals by selecting from our various Time Deposit terms.
- $500 minimum deposit to open an account.
*Early Withdrawal Penalty may apply