GNBank Checking
Personal Banking Starts Here.
We have a great product and service line to meet your and your family’s needs. Whether checking, savings, loans, or online banking & bill pay, we strive to offer the most convenient and affordable products to serve you better.
You will agree that we are “The Best Place to Bank and Borrow!”
Easy Checking
Ideal for customers who like to maintain a low balance, write a limited number of checks, and do most of their banking with a debit card.
- $100 minimum deposit to open an account
- No minimum balance required
- No monthly service charge
- Write 10 checks/paper debits per monthly statement at no charge, then only $0.33/per item
- Unlimited ACH and POS Transactions
- Free electronic statement
- Paper statement available $2.25 per statement
Classic Checking
This account offers a blend of new technology and classic banking features for those who write an average number of checks.
- $100 minimum deposit to open an account
- $8 monthly service charge is waived with a $1,500 minimum daily balance
- Write 50 checks/paper debits per monthly statement at no charge, then only $0.23/per item
- Unlimited ACH and POS Transactions
- Free electronic statement
- Paper statement available $2.25 per statement
CommonCents Checking
This account is for customers who like the ease of using a debit card and the ability to earn interest.
It's easy to qualify! Most account holders already meet the following monthly statement qualifications:**
- Have at least 15 debit card purchases (POS) post and clear per statement
- Have at least one ACH direct deposit or automatic payment post and clear per statement
Once qualified:
- You earn $0.10 each swipe after the first 15 POS debit card purchases | maximum $15 per statement
- Maintain a minimum daily balance of $10,000 each day to earn the disclosed annual percentage yield
- ATM fee reimbursements up to $4.99 per transaction | not to exceed $10 per statement
- $100 Minimum Deposit to open an account
- No monthly service charge
- Unlimited checks per monthly statement
- Unlimited ACH and POS transactions
- Free electronic statement
- Paper statements available $2.25 per statement
**Contact your nearest location for more information on the Truth In Savings disclosure
Prosperity Checking
Life gets better with age. If you are 60 years or older, this may be your account.
- $100 minimum deposit to open an account
- Requires one direct deposit per month
- No monthly service charge or minimum account balance is required
- Unlimited checks per monthly statement
- Unlimited ACH and POS transactions
- Free electronic or paper statement
- Free personalized checks**
**Contact your nearest location for more information on the Truth In Savings disclosure
Interest NOW Checking
Earn a competitive interest rate while enjoying unlimited check writing!** Keeping a moderate balance allows the service charge to be waived. Individuals, Sole Proprietorships, Government Agencies, and Non-Profit Organizations qualify for a NOW account.
- $100 Minimum Deposit to open an account
- $10 monthly service charge waived with a $2,500 minimum daily balance
- Unlimited checks per monthly statement
- Unlimited ACH and POS transactions
- Free electronic statement
- Paper statement available $2.25 per statement
**Contact your nearest location for more information on the Truth In Savings disclosure
Money Market
Our Money Market account has three interest tiers that improve your earnings as your balance increases. The interest rate is paid on the portion of the balance within each tier.
Tiers
- Tier 1: Below $50,000
- Tier 2: Equal to or greater than $50,000 but less than $100,000
- Tier 3: Equal to or Greater than $100,000
- $1,500 minimum deposit to open an account
- $15 monthly service charge is waived with a $2,500 minimum daily balance
- Free personalized checks**
- Free electronic or paper statement
- Six checks/debit transactions per month. $10 per month fee if transactions exceed six
- Withdrawals in person, by mail, or at the GNBank ATM are unlimited
**Contact your nearest location for more information on the Truth In Savings disclosure